Your physician has chosen MedArbor Diagnostics for your laboratory testing needs. MedArbor is dedicated to delivering the highest quality laboratory services and to providing you with simple and clear answers to your billing questions. We appreciate your physician’s confidence in our laboratory and look forward to serving your testing needs. Because medical billing can be complex and confusing, we have created the following Q&A to help patients understand their financial responsibilities related to our lab testing services.
A. An EOB is a document sent by your insurance company to let you know that it has processed a claim for healthcare services on your behalf or for a covered family member. THE EOB IS NOT AN INVOICE OR BILL and is simply an explanation of charges. After the physician ordered a test, MedArbor performed the test, sent the results to the physician, and submitted a claim to
A. The Medicare program typically requires MedArbor to accept whatever amount Medicare pays (known as the Medicare allowable fee) as payment in full. If you are a Medicare beneficiary, you may be responsible for a 20% coinsurance payment as indicated by the Medicare Professional fee schedule.
An EOB is a document sent by your insurance company to let you know that it has processed a claim for healthcare services on your behalf or for a covered family member. THE EOB IS NOT AN INVOICE OR BILL and is simply an explanation of charges. After the physician ordered a test, MedArbor performed the test, sent the results to the physician, and submitted a claim to
A. You are only responsible for the amount that you owe based on your health insurance plan and its determination of the allowed payment amount. For example, the total billed to an insurer is $1,000.00, the in- network allowed amount determined by the insurer is $600.00, $525.00 of which was covered and paid by the insurance. In this example, the patient pay amount is $75.00. ($50.00 for remaining deductible + $25.00 for coinsurance). You DO NOT PAY the unallowed balance amount of $400.00.
A. Please contact our Billing Department at 1-888-590-0808 Ext. 798. One of our billing specialist will be able to assist.
A. Certain insurance companies may pay your claim by sending a check directly to you as the insured. This check is the insurance company’s payment for laboratory testing performed by MedArbor will bill you for the amount paid to you by the insurance company. If you receive a check, paid to you on our behalf, from your insurance company, please immediately do the following:
A. MedArbor offers a very reasonable, discounted patient price for uninsured patients to ensure that all patients can have access to these important diagnostic tests.
A. Does MedArbor offer a Financial Hardship Discount Program?